Our Rates and Fees

These are our standard signing fees based on a shipped document package received 48-hours in advance of a signing.


Standard fee within our 30-mile geographic area: $75
eDocs charge: $10
Copy/cost Package: $10 up to 75 copied pp.
Fax-back Cost: $10 up to 20 pp.

Tex. Gov't. Code Ann. § 406.024 sets out the maximum fees a Notary Public, or their employer, may charge for notary public services.
 
Service
Fee
Protesting a bill or note for non-acceptance or non-payment, register and seal
$ 4.00
Each notice of protest
1.00
Protesting in all other cases
4.00
Certificate and seal to a protest
4.00
Taking the acknowledgment or proof of any deed or other instrument in writing, for registration, including certificate and seal:
(1) for the first signature
6.00
(2) for each additional signature
1.00
Administering an oath or affirmation with certificate and seal
6.00
All certificates under seal not otherwise provided for
6.00
Copies of all records and papers in the Notary Public's office, for each page
.50
Taking the depositions of witnesses, for each 100 words
.50
Swearing a witness to a deposition, certificate, seal, and other business connected with taking the deposition
6.00
All notarial acts not provided for
6.00

    Identification

    During a mortgage closing, the first step is to verify the identity of the borrower(s). Usually a notary public must see two forms of identification--often a state-issued ID card, such as a driver's license, and a credit card. A photo ID must be presented to the notary public so that he can confirm that the borrower is actually the person listed on the loan documents. The notary then fills in the ID paperwork confirming this step.

    Reviewing Documents

    The notary public must review all mortgage and secured loan paperwork prior to sitting down with the borrowers. She is looking for any red flags--such as blank spaces--that might delegitimize the closing. She is also looking to make sure the lender printing the documents did not misspell any words. Last, the notary public must be familiar with the loan type before she commits to closing the loan.

    Mortgage

    The notary public's main role in a secured loan closing is to witness the signing of the mortgage or Deed of Trust. When the borrowers get to this document, they will have to understand that the loan they are taking out is attached to their property, and the lender reserves the right to seize that property if the borrower defaults. Once signed by borrowers and the notary public, the notary public then uses his stamp to emboss the mortgage, confirming it as legal.

    Recission

    In some states, a Recission period is required. This is a period of time--normally three days--in which a borrower reserves the right to cancel the loan. This is also called a "cooling off" period. This gives the borrower ample time to review the closing documents with trusted advisers and friends. The notary public must witness the signing and sign the Recission notice at closing.

    Warning

    Beware of any notary public who is good friends with a lender. The purpose of the notary public is to have a third-party agent in the loan closing who will honestly explain the documents and honestly answer questions. Any notary public working on behalf of the lender will intrinsically protect the lender's interests--which in some cases spells trouble for borrowers.


Taken from: Notary Loan Signing Agent Duties | eHow.com http://www.ehow.com/about_5402018_notary-loan-signing-agent-duties.html#ixzz10pv2GjWE